My wife and I recently had a small fire apartment. The fire itself caused little damage, some burn marks on the ceiling that come immediately. The sprinkler system and firefighters, meanwhile, did a bit of damage: Tore a huge swath of carpet to help the pool water, the cut of our frame of the sliding door out to make an exit Water from the balcony, hit the toilet to do a drain. Much of our things are in ruins. Not have renters insurance, but we can eat the damage to our personal property. However, our owner is saying that they have no insurance either, and they were responsible for all damage caused by the fire, the firefighters, the irrigation system, and other miscellaneous expenses, such as the type of alarm system and a technician coming out of the elevator. Im trying to contact a tenant's union here in Seattle, but as they are administered voluntary organizations are slow to respond. Does the landlord story sounds strange sound strange story of the owner to someone else? He made me sign a regular contract when we moved, saying they were responsible for the damage to the apartment, but just do not have the money to pay bills (probably massive) I know the landlord will try to charge us. Thanks in advance. What I discovered was – does not indicate how the fire started. If the fire was due to negligence or carelessness, you may be liable for damages caused by fire. I suspect that the owner has coverage for fire damage unless you own the property free of the mortgage, as any lender will require that the property concerned may be properly insured against loss. However, if you have coverage, do not be surprised if the insurer pays and is coming to get them, if the cause of the fire.

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